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Author: Alok Kumar

A detailed shot of gold bars labeled 'Global Intergold' as a symbol of wealth and investment.
Categories Saving Ideas

How My Grandmother’s Gold Bangles Became Our Emergency Fund — and What I Learned About Smart Gold Investment

  • By Alok Kumar
  • June 14, 2025

🌟 Introduction: When my uncle lost his job during the lockdown, our family had no emergency savings.But my grandmother quietly opened her locker, took…

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Categories Saving Ideas

How My Cousin Became a Landlord Without Owning Land: The Rise of Digital Real Estate in India

  • By Alok Kumar
  • June 14, 2025

🌟 Introduction: In 2022, my cousin Rahul shared a shocking truth over chai: “Bhaiya, I just became a landlord… without buying a single flat!”…

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Categories UPI & Apps

How a Confused 9-to-5 Employee Found the Best Investment App (and Doubled His Confidence)

  • By Alok Kumar
  • June 14, 2025

🌟 Introduction (Hook): Last year, my friend Ajay messaged me at 11:45 PM. He had just received his salary and wanted to invest —…

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Categories Saving Ideas

How a Tea Stall Owner Taught Me the Power of Investing (Even with ₹100)

  • By Alok Kumar
  • June 14, 2025

🌟 Introduction (Hook): Most people think investing is only for the rich.But one morning, a tea stall uncle changed my entire mindset. With just…

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Categories Saving Ideas

How My Father Taught Me the Value of Every Rupee

  • By Alok Kumar
  • June 14, 2025

🌟 Introduction (Hook): I never understood why my father would keep a tiny notebook in his shirt pocket. Every time he spent even ₹10,…

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Hand inserting a coin into a blue piggy bank for savings and money management.
Categories Budgeting

🧮 How to Use the 50/30/20 Rule to Manage Your Income

  • By Alok Kumar
  • June 14, 2025

– A Simple Story to Get Your Money in Control Meet Rohan – The Struggling Saver Rohan, a 26-year-old software engineer from Pune, had…

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Categories UPI & Apps

💳 UPI vs Debit Card: Which Is Better for Daily Use in India?

  • By Alok Kumar
  • June 11, 2025

💳 UPI vs Debit Card: Which Is Better for Daily Use in India? In today’s fast-paced world, digital payments are everywhere. Whether you’re buying…

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Categories Budgeting

5 Simple Ways to Save Money Every Month in India

  • By Alok Kumar
  • June 11, 2025

5 Simple Ways to Save Money Every Month in India Saving money doesn’t have to be complicated. With a few smart changes, you can…

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Recent Posts

  • How My Grandmother’s Gold Bangles Became Our Emergency Fund — and What I Learned About Smart Gold Investment
  • How My Cousin Became a Landlord Without Owning Land: The Rise of Digital Real Estate in India
  • How a Confused 9-to-5 Employee Found the Best Investment App (and Doubled His Confidence)
  • How a Tea Stall Owner Taught Me the Power of Investing (Even with ₹100)
  • How My Father Taught Me the Value of Every Rupee

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